Privacy Policy

Last updated: September 2026

This Privacy Policy describes how ScholarPay ("we," "us," or "our") collects, uses, and protects information when you visit getscholarpay.com (the "Site"). By using this Site, you agree to the practices described in this policy.

Information We Collect

Information You Provide Voluntarily

If you contact us through our contact form, we collect the name, email address, and message you provide. This information is used solely to respond to your inquiry and is not shared with third parties.

Calculator Inputs

All calculations on ScholarPay run entirely in your browser. The numbers you enter into our calculators (loan amounts, interest rates, payment amounts, etc.) are processed locally on your device and are never transmitted to our servers, stored, or shared. We have no way to see or access your financial inputs.

Automatically Collected Information

When you visit our Site, our server and third-party analytics tools may automatically collect standard technical information, including:

  • IP address (used for security and aggregate analytics only)
  • Browser type and version
  • Device type (mobile, tablet, desktop)
  • Pages visited and time spent
  • Referring website (how you found us)
  • Approximate geographic location (country/region level)

Cookies and Tracking Technologies

We use cookies and similar technologies for the following purposes:

  • Essential cookies: Required for basic site functionality.
  • Analytics cookies: Help us understand how visitors use the Site so we can improve it.
  • Advertising cookies: Used by Google AdSense to serve relevant ads (see section below).

You can control cookies through your browser settings. Disabling cookies may affect some site features.

Google AdSense and Advertising

This Site uses Google AdSense to display advertisements. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this and other websites.

  • Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our Site and/or other sites on the internet.
  • You may opt out of personalized advertising by visiting Google Ads Settings.
  • You can also opt out of third-party vendors' use of cookies for personalized advertising by visiting aboutads.info/choices.

For more information about how Google uses data, see Google's privacy policy for partner sites.

Third-Party Services

We may use the following third-party services that may collect information:

  • Google AdSense — for serving display advertisements
  • Google Analytics — for aggregate traffic analytics (if enabled)
  • Web hosting provider — for serving website files

Each of these services has its own privacy policy governing how they use collected data.

How We Use Collected Information

We use the information we collect to:

  • Operate, maintain, and improve the Site
  • Respond to your inquiries and feedback
  • Analyze traffic patterns and user behavior in aggregate
  • Serve relevant advertisements
  • Detect and prevent fraud or abuse

Data Sharing

We do not sell, rent, or trade your personal information. We may share aggregate, non-identifiable data with partners for analytics and advertising purposes. We may disclose information when required by law or to protect our rights.

Data Security

We implement reasonable technical and organizational measures to protect information collected through this Site. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Children's Privacy

Our Site is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us so we can delete it.

Your Rights

Depending on your location, you may have the right to:

  • Request access to the personal information we hold about you
  • Request correction or deletion of your personal information
  • Opt out of personalized advertising
  • Object to or restrict certain processing of your data

To exercise any of these rights, contact us at privacy@getscholarpay.com.

Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated policy on this page with a new "last updated" date. We encourage you to review this page periodically.

Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@getscholarpay.com or through our contact page.